My name is Paul Walker. I'm from the United States and this video is for elllo.org and my question is have you ever applied for something and not gotten it? And the answer is yes. Once I applied to a bank for a loan for a Harley-Davidson motorcycle. After filling out the application forms, the loan officer informed me that I needed to make a certain monthly income in order to qualify for the loan. I told the bank officer that if I made that much money per month I wouldn't need a loan. Needless to say, I didn't get the loan.